Business/SME Loans



We support local businesses through our affordable SME loans. Do you need a loan to take your enterprise to the next level or to start your business?


  • Loans are available from €2,000 up to €25,000
  • Loan terms up to 5 years
  • Fixed monthly repayments
  • Current Variable Rate 6.5% / Annual Percentage Rate (APR) 6.7%
  • Lending terms & conditions apply


To apply, you need to be the owner of an existing business or a startup based in our common bond area. You also need to be an active member of Tullamore Credit Union Limited before you can apply for a SME loan.


Our application criteria for a business loan includes the following criteria:


  • Startups must produce a Business Plan that addresses the areas outlined in the “10 Step Guide to Starting Your Own Business” issued by the Local Enterprise Office
  • All applicants must incorporate the creation of at least one new job within the Common Bond area that Tullamore Credit Union covers
  • An existing business must have a current tax clearance certificate, audited accounts and business plan