Loans

Whether it is a personal loan, a business loan, a farm loan or a mortgage - we have something for you!

No matter what the purpose of your loan, we have a loan type to suit you!

Please note; Commencing from Monday 14th September 2026, all in-person loan applications in our Tullamore and Kilcormac branches will be by appointment only.

 

There are a few options to book an appointment:

 

Please ensure you bring all required documentation to avoid delays in processing your application.
Walk-ins will be accommodated where possible.

 

 

Required Documents (Terms & Conditions Apply)

Valid Proof of Income is as follows : 3 most recent payslips/1 social welfare slip

 

 

Total Loan balance Less than = €20,000
Proof of Income x 3
1 Month Bank Statement (may be required)

 

Total Loan balance from €20,001 – €50,000
Proof of Income x 3
3 Months Bank Statements

 

Total Loan balance over €50,000
Proof of Income x 3
6 Months Bank Statements
Employment Details Summary

Car Loans

You choose your car and we'll help you pay for it! Our Car Loans have flexible terms and will have you on the road in no time.

Find out More

Everyday Personal loans

Our Everyday Loans are designed to help you get on with your everyday life. They’re easy to apply for and offer competitive personal loan rates.

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Housing loans

Is your house in need of an upgrade? Or do you need to replace household appliances? Our Housing Loan may be perfect for you.

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Farm 'Cultivate' loans

Our newest Farm/Agri loan - Cultivate can be used to purchase machinery or livestock or even for cash-flow!

Find out More

THE LOAN APPLICATION PROCESS

1
Chat to us about a loan

Contact us over the phone, on email or in the office and let us know what type of loan you need.

2
Fill in an application form

Complete an application form and send to us with details of your income.

3
Receive a response

We'll have an answer for you as quickly as possible about your loan.

The benefits of a Tullamore Credit Union Limited loan are:


Competitive interest rates

Flexible loan terms

Interest calculated on reducing balanced

Free life insurance

terms and conditions apply

No hidden transaction fees

No penalties for early loan settlement

One-to-one personal service

Apply for a loan today. Call 057 93 51780