FAQ Slideshow


Q: What is a credit union ?
A financial co-operative owned and controlled by its members.

Q: Who owns the Credit Union?
The members own the credit union. It is a Non-Profit organisation.

Q: Who runs the Credit Union?
A voluntary board of directors govern the credit union. These directors are elected by the members at the Annual General Meeting. Professional staff run the credit union operations.

Q: Why join Tullamore Credit Union?
We offer loans at competitive rates to our members. Both loans and savings are covered by FREE life insurance.(Terms and conditions apply). Click here to see details
We do not have any transaction fees either on your cash, electronic or ATM transactions.
There are no hidden fees.
We offer a variety of services such as discounted insurances at favourable rates to credit union members.
We put people before profit. Our service is personal. We listen. Our members are the centre of everything we do.
Our members are our owners. Our members are connected to the common bond area and have a say in our future.
Our profits are used to improve products and services as they are re-invested into offering members and our community a full range of flexible, competitive products and services.

Q: Who can join Tullamore Credit Union?
Any person living or working in our common bond area can join the credit union. If you are unsure whether you are eligible to join, please contact our office.

Q: What is the common bond?
A common bond defines the geographical area within which the credit union can operate. People living or working within the common bond are eligible to join the credit union.

Q: What do I need to join  Tullamore Credit Union?

Club Accounts

Joint Accounts

Junior Accounts

Single accounts

Q: Who can borrow from Tullamore Credit Union?
Only members are eligible to apply for loans with Tullamore Credit Union

Q: How long do I have to be a member before I can borrow?
There is no strict time limit on being a member to apply for a loan, however as your ability to repay is a deciding factor, establishing a savings pattern with Tullamore Credit Union is recommended. Once a loan application has been made, you should normally receive a response within 3 days. Some loans are applied for and paid out on the spot (subject to certain criteria).

Q: How much can I borrow?
A: In general, there are no strict amounts a member can apply for as each application is assessed on its own merit and on the ability of the member to repay the loan in full. The maximum loan amount without requiring extra security is €50,000. (Extra security is usually a legal charge over deeds)

Q: How do I apply for a loan?
A: You can apply for a loan in 5 different ways:

  • You can apply online by becoming a registered user. To register now click here
  • Alternatively you can download our self complete loan application form by clicking here
  • Call in person to any of our offices
  • Call our Phone-A-Loan 1800 56 55 55
  • E mail loans@tullamorecu.ie