Loans Slideshow

Loans

Tullamore Credit Union Loans

Tullamore Credit Union offers an excellent range of loan products. Our personal sympathetic approach is aimed to help you – our members. Our loans are ideal for investments such as a new car or home improvements. Competitive personal loan rates make borrowing for a special occasion hassle free and affordable. Our  Reduced Rate Student Package offers the best value Student Finance available. Our Reduced Rate Saver’s Loan rewards members whose shares are greater than their loan balance with a reduced loan rate.

Key benefits of borrowing with Tullamore Credit Union

  • Competitive interest rates currently:

9.5% variable for Personal Loans (9.8% APR)

6.5% variable on Asset loan (6.8% APR),

6.5% variable on Student Loans (6.8% APR).

5.95% variable on Reduced Rate Saver’s Loan-Loan Covered By Shares (6.04%APR)

  • Flexible loan terms.
  • Interest calculated on the reducing balance.
  • Free life insurance. (Terms and conditions apply). Click here for details
  • No administration, documentation fees or hidden charges.
  • No penalties for early clearance.
  • One to one personal service.

Interest rates

While always conscious of the need to support members, the interest rates are variable and subject to change with approval of the Board of Directors. Current interest rates as above.

Guarantor

In some cases a guarantor may be required where the person seeking the loan may not have sufficient means to secure the loan on their own. If you sign as a guarantor this means that you are agreeing to pay this person’s debt if they default on the loan. You should seek independent legal advice if you are asked to guarantee a loan for someone.

Applying for a loan

  • You can apply online by becoming a registered user. To register now visit our online accounts by clicking “Log In Now” at the top of the page.
  • Alternatively you can download our  Self Complete Loan Application form and send it in to the office
  • If you like the personal touch, call in person to our office and chat to a loans officer face to face.
  • Call our Phone-A-Loan line FREE on 1800 56 55 55
  • E mail loans@tullamorecu.ie